These calculators are designed to be informational and educational tools only, and when used alone, do not constitute advice. We strongly recommend that you seek the advice of a financial professional prior to relying on the results. The results presented by these calculators are hypothetical and may not reflect actual outcomes. L. Kruckeberg, CPA LLC is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. L. Kruckeberg, CPA LLC is not responsible for any human or mechanical errors or omissions.